Watercraft Insurance
Description
Liability coverage will pay or help pay for legal costs to others involved in the insurance owner’s accidents. Watercraft insurance owners should ensure that their liability coverage includes passengers if they drive with others.
Medical coverage will pay or help pay for the insurance owner’s medical bills in the event of a vehicular injury. Personal watercraft (Jet Skis, WaveRunners, etc.) and motorboats are often considered especially dangerous, so medical coverage may be more expensive.
Watercraft insurance owners may want to consider purchasing towing and assistance coverage, since emergency repairs and fuel delivery may be necessary miles from land.
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